If you’re employed and earning P30,000 monthly within the 12-month period before the semester of your childbirth, your MSC is steadily at P20,000. To get your ADSC, you simply need to multiply P20,000 by 6 and then divide the answer by 180. In this example, it’s 20,000 x 6 = 120,000. Divide 120,000 by 180, giving you about P666.67. This is your ADSC. For the SSS maternity computation, if you’re a voluntary or self-employed member, you simply need to ADD the 6 highest Monthly Salary Credit within the 12-month period before the semester of your childbirth. Then, divide the sum by 180 as well to get the ADSC.
Step 2. Determine the amount of your benefits
Now that you have your ADSC, you simply need to determine the amount of benefits you can avail.
For live births, whether vaginal birth or CS, multiply your ADSC by 105. In our example (ADSC of P666.67), that means you can get around P70,000.
If you’re a solo parent, you can multiply your ADSC by 120 in accordance with the Solo Parent’s Welfare Act. In our example, that’s around P80,000.
If you’ve had a miscarriage, multiply your ADSC by 60. In our example, that’s around P40,000.
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